Investment Management Choices

Our Retirement Services group offers two primary types of investment management services for employee retirement plans:

Employee-Directed Management

Here, we help you develop a diverse menu of investment funds from which your employees can choose. Because we don't offer any in-house (proprietary) funds, we provide only the most objective advice — helping you select and monitor investment options that best suit the needs of your employees.

Direct Management

In this case, we act as the full-time manager of your retirement plan portfolio. By first assessing your plan's overall risk profile and time horizon, we help you set an appropriate investment strategy and asset allocation plan. Through our association with some of the nation's most respected investment management firms and top-tier funds families, we develop an investment plan that meets your risk and reward expectations. Once your plan is established, we continuously monitor the changing economic environment and market conditions — adjusting our investment decisions. Included with this service are comprehensive plan level and participant level reporting, asset safekeeping and custody, as well as government compliance and reporting.

To receive more information on First Citizens' Retirement Plan Services for Businesses, or to have one of our specialists contact you, please e-mail us or call 1-800-922-1585.

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