Set to Save™

Save automatically and get a $25 reward.

Setting a little money aside every month is the fastest way to save for a specific goal, such as a new car or a child’s education. But putting money into savings each month can be a chore that’s easy to forget. Fortunately, with Set to Save, you can forget about it and still see your savings grow.

Here’s how it works:
1. You tell us how much you’d like to save each month ($25 or more).
2. We’ll set up an automatic transfer from your First Citizens checking account into your interest-bearing Set to Save account. Then, you can simply forget about it, and your savings will grow automatically.
3. After your 12th consecutive monthly transfer, to help your savings grow even faster, we’ll credit your account $25 (providing you’ve met the program’s terms and conditions, see below for more information).

If you’re saving toward a specific goal and won’t need the funds for at least 12 months, Set to Save could be the easiest and fastest way to help you get there. Visit your local branch or call 1-888-612-4444 and get Set to Save today.

Terms and Conditions:
To receive the $25 reward, you must maintain a monthly recurring automatic transfer of $25 or more from a First Citizens checking account into your Set to Save account, and each month, your Set to Save account balance must increase by $25 or more from the start to the end of each statement cycle. If the criteria are not met in any given month, a maintenance fee of $5 will apply and a new 12-month term will begin with the next statement cycle. Once the reward is paid, your account will automatically renew for another 12-month term. First Citizens will report the reward amount to the IRS on Form 1099; taxes are the responsibility of the account holder. Other restrictions may apply.

As of 8/22/2011 the Annual Percentage Yield (APY) is 0.02% APY for balances of $50 – $999.99 and 0.05% APY for balances of $1,000 and greater. APYs are subject to change.


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