Market Rate Savings

If you're looking for an easy way to start saving for a major purchase or unexpected expenses, look no further than our Market Rate Savings account. With a minimum opening deposit of just $50, you can benefit from...

  • Daily compounding interest with a tiered interest rate structure
  • Convenient access to your money — online and via ATM (when you also have a First Citizens Checking Account)
  • Free Online Banking
  • No monthly maintenance fee when you maintain a $300 minimum daily balance
  • Get unlimited withdrawals each month, without withdrawal fees- just maintain a $1,000 minimum daily balance (or get two withdrawals per month without withdrawal fees — if your balance falls below $1,0001

For more information or to open your account, stop by your local Branch Office or call 1-888-612-4444.

1 Federal regulations limit the total of third party transfers (such as checks, automatic drafts and debit card purchases), pre-authorized transfers and online or telephone transfers to 6 per statement cycle. Withdrawals in person or from an automated teller machine (ATM) and transfers for purposes of repaying a First Citizens loan are unlimited. Repeated violation of the federally set limit may result in closure of the account.

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