Helping Your Plans for Tomorrow Take Shape Today
At First Citizens, we offer a variety of smart savings options featuring competitive interest rates and easy access to your money when you need it.
Whether you're saving for a new home, college, retirement or other goals, you'll have the peace of mind that comes from managing your money with one of these secure, flexible accounts.
- Market Rate Savings: A great way to get your savings plan started — with as little as $50.
- Market Rate Savings — Minor: Helps savers 17 years and under develop good financial habits while they watch their balance grow.
Money Market Accounts
- Money Market: Earn competitive rates while still enjoying access to your funds.
- Premium Money Market: Maximize your earning potential with tiered rates — the higher your balance, the more you could earn
Certificates of Deposit
Certificates of Deposit offer guaranteed rates, plus a variety of terms to fit your investment plans.
Individual Retirement Accounts
IRAs are an easy, tax-advantaged way to save for retirement. Which option fits your future?
Education Savings Accounts
Get a head start on education expenses with the Coverdell Education Savings Account.
Health Savings Accounts
An HSA can help cover expenses not covered by a high-deductible health insurance plan.