Savings

Helping Your Plans for Tomorrow Take Shape Today

At First Citizens, we offer a variety of smart savings options featuring competitive interest rates and easy access to your money when you need it.

Whether you're saving for a new home, college, retirement or other goals, you'll have the peace of mind that comes from managing your money with one of these secure, flexible accounts.

Savings Accounts

Money Market Accounts

  • Money Market: Earn competitive rates while still enjoying access to your funds.
  • Premium Money Market: Maximize your earning potential with tiered rates — the higher your balance, the more you could earn

Certificates of Deposit

Certificates of Deposit offer guaranteed rates, plus a variety of terms to fit your investment plans.

Individual Retirement Accounts

IRAs are an easy, tax-advantaged way to save for retirement. Which option fits your future?

Education Savings Accounts

Get a head start on education expenses with the Coverdell Education Savings Account.

Health Savings Accounts

An HSA can help cover expenses not covered by a high-deductible health insurance plan.


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