Money Saver Mortgage

Save now. Save every month.

Have you delayed refinancing your mortgage because of up-front fees and other expenses? First Citizens’ Money Saver Mortgage1 makes it easy for you to take advantage of today's low rates, with no origination fee, plus you'll get a $500 bonus at closing!

With the Money Saver Mortgage you'll enjoy:

  • A competitive fixed rate
  • No origination fee or processing fee
  • A $500 bonus at closing
  • A variety of terms to fit your needs and budget
  • Loan amounts up to $650,000
  • An additional .25% rate discount if we automatically deduct your payment from a First Citizens checking account

A Beacon credit score of 720 or higher is required to qualify for this loan.

Contact your local First Citizens branch for current rates and more information.

1 Subject to credit approval and acceptable collateral. Terms and conditions subject to change without notice. Some restrictions apply. The maximum loan-to-value is 80% Primary residences only. Property insurance is required. Title insurance is required for loans exceeding $125,000. Flood insurance may be required. Existing First Citizens loans are ineligible for refinancing with this product. This offer cannot be combined with any other offer.

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