Mortgages

You dream it. We can help you realize it.

A home is more than just a place to live in... it can be the foundation of your long-term financial and personal security.

Whether you're planning to buy your first home or move up to the home of your dreams, a First Citizens mortgage banker has the experience and expertise — together with a wide range of mortgage choices — to help you get there.

The Basics — and Beyond

Looking for a traditional fixed-rate mortgage? Or perhaps you want a little more flexibility? We'll help you find a solution that fits your needs.

  • Fixed-rate mortgages
  • Adjustable-rate mortgages1
  • Options with no Private Mortgage Insurance (PMI)

Mortgages to Help You Get There

First Citizens offers a variety of mortgage programs that can help make the dream of home ownership more affordable.

  • First-time homebuyer programs
  • Low down payment mortgages
  • FHA and VA mortgages

Solutions for Unique Needs

Sometimes life calls for more customized borrowing solutions. Count on a First Citizens mortgage banker to help you understand your options, including:

  • Construction to Permanent Loans1
  • Renovation Loans

Ready to Take the Next Step?

You can contact a First Citizens mortgage banker by e-mail or phone. Click here to find a mortgage banker near you. Or, if you're ready to apply, use our easy and convenient online application.

1 APR may vary.

Loans subject to credit approval and acceptable collateral. Terms and conditions subject to change without notice.


Member FDIC | Equal Housing Lender

 
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