You dream it. We can help you realize it.
A home is more than just a place to live in... it can be the foundation of your long-term financial and personal security.
Whether you're planning to buy your first home or move up to the home of your dreams, a First Citizens mortgage banker has the experience and expertise — together with a wide range of mortgage choices — to help you get there.
The Basics — and Beyond
Looking for a traditional fixed-rate mortgage? Or perhaps you want a little more flexibility? We'll help you find a solution that fits your needs.
- Fixed-rate mortgages
- Adjustable-rate mortgages1
- Options with no Private Mortgage Insurance (PMI)
Mortgages to Help You Get There
First Citizens offers a variety of mortgage programs that can help make the dream of home ownership more affordable.
- First-time homebuyer programs
- Low down payment mortgages
- FHA and VA mortgages
Solutions for Unique Needs
Sometimes life calls for more customized borrowing solutions. Count on a First Citizens mortgage banker to help you understand your options, including:
- Construction to Permanent Loans1
- Renovation Loans