Visa Signature® or Platinum Cash Back Credit Cards1

There's nothing more rewarding than a little extra cash in your pocket, and that's exactly what you can get with First Citizens' Visa® Cash Back credit cards. Available in a Visa Signature or Visa Platinum option, both cards offer a host of great benefits.

  • Earn 1% cash back for every $1 spent on qualifying net purchases2
  • No annual fee
  • No transaction fees for balance transfers and cash advances
  • A highly competitive APR
  • You may receive your cash back by check or a direct deposit to your First Citizens checking or savings account
  • The Visa Signature® option has exclusive perks, including a concierge service

For more details or to apply, contact us at 1-888-612-4444 or stop by your local Branch Office.

1 Subject to approval.

2 Cardholders earn one percent (1%) in Cash Back Rewards Points for each dollar in qualifying net purchases (purchases minus credits and returns) made using the Cash Back Visa card. Qualifying purchases do not include cash advances, balance transfers, special access checks, traveler's checks or money order purchases, late fees, annual fees, over-limit fees or transaction charges. Once you earn 5,000 points you will be eligible to redeem them for cash rewards. Redemptions must be made in increments of $50, or at every 5,000 point increment. There are no maximum point accumulations per billing cycle or annually.


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