Credit Card Product Agreements
and Disclosures

Choose a card type from the links below to view First Citizens' current credit card agreements and disclosures.

To obtain a copy of the credit card agreement applicable to your account, please call toll-free 800-405-5433. You will receive your agreement within 30 days of your request.

Visa Signature® Bankmiles or Visa Signature Cash Back Product Agreement and Disclosures (pdf)

Visa Platinum Cash Back Product Agreement and Disclosures (pdf)

Visa® Smart Option Credit Card Product Agreement and Disclosures (pdf)

Private Client Services Card Product Agreement and Disclosures (pdf)








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