Senior Relationship Checking

A checking package that rewards you... because you've earned it.

If you're age 50 or above, you really can have it all with Senior Relationship Checking. You'll enjoy all the advantages and preferred benefits of a full-service account, including...

  • Daily compounding interest with a tiered interest rate structure
  • $15 annual discount on rental of any size safe deposit box while your account is open
  • Free Visa® Debit Card
  • Free Online Banking, Bill Pay service, and e-statements®1
  • Free Check Image Statements
  • Free wallet style custom checks—one box per calendar year
  • No issuance fee on cashier's checks2, money orders2 and traveler's checks
  • Free notary service
  • Overdraft protection available with no annual fee (subject to approval)
  • $100 minimum deposit to open

You can enjoy Senior Relationship Checking with no monthly maintenance fee if you maintain:

  • a $500 minimum daily balance in your Senior Relationship Checking account, OR
  • a combined minimum daily balance of $10,000 in Senior Relationship Checking, savings, CD, IRA and money market accounts, OR
  • a Real Estate Loan with an initial amount of $25,000, originated by or through First Citizens Mortgage, OR
  • certain types of consumer loans with a balance of $25,000 or greater, OR
  • a Home Equity Line of Credit with a line amount of $10,000 or greater OR
  • a First Citizens Securities account

1 No monthly service fee and no fee per bill payment.

2 A total of three money orders and/or cashier's checks per month may be purchased free of the issuance fee.

Member FDIC | Equal Housing Lender

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