Disclaimers and Other Legal Information

First-Citizens Bank & Trust Company ("First Citizens Bank"), headquartered in Raleigh, N.C., is a member of the FDIC and an Equal Housing Lender.

The information contained herein is not intended to be an offer or solicitation of banking services to customers in any state in which the offering, solicitation, or providing of such services is prohibited by federal law or the laws of the state of residence of the customer. Eligibility for a particular product or service is subject to review and approval by First Citizens.

The information contained in or accessed from First Citizens' Web site is provided on an "as is" basis. First Citizens does not warrant the accuracy or completeness of this information, and expressly disclaims liability for any errors or omissions in this information. No warranties of any kind are given in connection with this information, either express or implied. Hyperlinks to other internet resources are provided for informational purposes only. The content, accuracy, opinions and other links provided by these resources are not investigated, verified, monitored, sponsored or endorsed by First Citizens.

In no event will First Citizens be liable for any direct or indirect, special, incidental, consequential or punitive damages, losses or expenses arising out of or in connection with the use of its Web site. As a condition of your use of this Web site, you warrant to First Citizens that you will not use this Web site for unlawful purposes. You agree to indemnify and hold First Citizens harmless from any breach of your warranty, including but not limited to any claim made by any third party, which is due to or arises out of your use of our Web site and services.

Information submitted to First Citizens via this Web site shall be utilized for lawful purposes only. Please review our Privacy Notice for more information on our privacy policies and practices.

Important Information Regarding Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for the following information, as appropriate — your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

All logos, service marks, trade names and trademarks contained within this Web site are the sole property of First Citizens. It is prohibited for anyone to use such trademarks without prior written consent of First Citizens. This site may also contain such logos and trademarks of a third party, in which case it is also prohibited to use these marks without that party's consent. The content contained in this site is protected by copyright law. Any unauthorized use of this information may be punishable by law.

Member FDIC | Equal Housing Lender

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