Market Rate Savings

Market Rate Savings from First Citizens is a practical, no-nonsense account with a low initial deposit requirement — just $50. So it's perfect for businesses of any size. Advantages include:

  • Daily compounding interest with a tiered interest rate structure
  • Convenient access to your money — online and via ATM (when you also have a First Citizens Checking Account)
  • Free Business Online Banking
  • No monthly maintenance fee when you maintain a $300 minimum daily balance
  • Get unlimited withdrawals each month, without withdrawal fees- just maintain a $1,000 minimum daily balance (or get two withdrawals per month without withdrawal fees — if your balance falls below $1,0001

To start your business on the road to saving, contact us at 1-888-612-4444 or stop by your local Branch Office.






1 Federal regulations limit the total of third party transfers (such as checks, automatic drafts and debit card purchases), pre-authorized transfers and online or telephone transfers to 6 per statement cycle. Withdrawals in person or from an automated teller machine (ATM) and transfers for purposes of repaying a First Citizens loan are unlimited. Repeated violation of the federally set limit may result in closure of the account.


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