Electronic Check Services
With First Citizens' Electronic Check Services, accepting personal checks is safer and easier for your business. Plus, reducing the number of returned checks can mean significant savings. Services include:
- Check Verification — matches your customer's check against a national database to let you know if the customer has a history of bad checks
- Check Conversion — converts a check into an electronic image, then processes consumer checks and your deposits electronically
- Check Collection — authorizes First Citizens to re-present returned checks or turn them over to a collection agency
- Check Guarantee — assures you of being paid 100% of the value of each check you accept, provided you follow certain procedures
For more information, stop by your local First Citizens branch or call 1-800-405-5433 and select option 2, then option 5.