Visa® Business Cash Back Plus

If you're looking for a rewards card with the ultimate in choice and flexibility, meet the Visa Business Cash Back Plus card1 from First Citizens. This card offers you cash back PLUS a host of other reward options. You can earn rewards points with every qualifying net purchase (purchases minus credits). When it's time to redeem your points, the choice is yours: Get cash back, or choose from an array of travel certificates, merchandise and gift cards.

  • No annual fee
  • Competitive variable APR based on The Wall Street Journal Prime Rate2
  • Earn 1 reward point for every $1 you spend on qualifying net purchases3
  • Get 1% cash back OR redeem your points from our online catalog of travel rewards, merchandise and gift cards from major retailers
  • There's no annual limit on the rewards points you can earn
  • No transaction fee for cash advances
  • Easily transfer balances from higher-rate cards with no transfer fee

Start earning the rewards your business needs today. Applying is fast and easy. Call 1-888-612-4444 or stop by your Branch Office.

1 Credit cards subject to approval.

2 APR may vary.

3 Qualifying net purchases (purchases minus credits and returns) do not include cash advances, balance transfers, special access checks, traveler's checks or money order purchases, late fees, annual fees, over-limit fees or transaction charges. The minimum redemption for Cash Back rewards is $50. Once you accumulate 5,000 points ($5,000 in net purchases) you will be eligible to redeem them for cash rewards. The minimum redemption for select travel and merchandise is $25. Rewards points required to redeem these items may vary. Points expire two years from the date earned if not redeemed. Other restrictions apply. For complete details, refer to the program rules and conditions supplied with your card.


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