Premium Plus Savings

With a Premium Plus Savings account, you'll enjoy the benefit of tiered interest rates — so the higher your balance, the higher your interest rate may be. A Premium Plus Savings account makes it easy to grow your money and keep track of your finances with features like...

  • Daily compounding interest with a tiered interest rate structure
  • Convenient online and ATM1 access
  • Unlimited withdrawals in person or at the ATM1
  • Free Online Banking
  • No monthly maintenance fee if you maintain a $10,000 minimum daily balance. The minimum opening deposit is $10,000

For more information or to open your account, stop by your local Branch Office or call 1-888-612-4444, or apply now.

1 In order to have ATM access to your savings account, you must also have a checking account with us.

You may make unlimited withdrawals by mail, in person at a First Citizens Branch or through an automated teller machine (ATM). No more than a total of 6 transfers and withdrawals may be made during a monthly statement cycle, from one account to another account you have with us, by means of a pre-authorized, automatic or telephonic transfer or electronic transmission (including transfers initiated online). A maximum of 3 of the 6 allowable transfers/withdrawals may be made payable to a third party. Payments, withdrawals or transfers to pay First Citizens Bank loan or credit card payments are allowed and not restricted.

Repeated violations of the federally set limit may result in closure of the account and the bank reserves the right to prevent transfers which exceed the limits stated above. Fees may apply per item in excess of the federally allowed limit.