Market Rate Savings — Minor

The Market Rate Savings — Minor account is a great way to encourage young people to save for their future and develop good financial habits. With a minimum opening deposit of just $50, customers 17 years of age or under can benefit from...

  • Daily compounding interest with a tiered interest rate structure
  • Convenient online and ATM1 access
  • Free Online Banking
  • No monthly maintenance fee
  • Two withdrawals per month with no withdrawal fee. No fee on unlimited withdrawals per month if you maintain a $1,000 minimum daily balance.2

For more information or to open your account, stop by your local Branch Office or call 1-888-612-4444.













1 In order to have ATM access to your savings account, you must be an owner of a First Citizens checking account.

2 Federal regulations limit the total of third party transfers (such as checks, automatic drafts and debit card purchases), pre-authorized transfers and online or telephone transfers to 6 per statement cycle. Withdrawals in person or from an automated teller machine (ATM) and transfers for purposes of repaying a First Citizens loan are unlimited. Repeated violation of the federally set limit may result in closure of the account.

A fee applies to each item deposited in excess of 50 during a monthly cycle.