Market Rate Investor

With our Market Rate Investor money market account, you can earn higher rates of interest while still having access to your funds. With an opening deposit of $1,000, this account features:

  • Daily compounding interest with a tiered interest rate structure
  • The flexibility of writing up to three checks per month1
  • Easy access to your cash through unlimited over-the-counter withdrawals
  • Free Online Banking
  • No monthly maintenance fee if you maintain a $1,000 minimum daily balance

For more information or to open your account, stop by your local Branch Office or call 1-888-612-4444, or apply now.

1 You may make unlimited withdrawals by mail or in person at any First Citizens Branch. No more than a total of 6 transfers and withdrawals may be made during a monthly statement cycle, from one account to another account you have with us, by means of a pre-authorized, automatic or telephonic transfer or electronic transmission (including transfers initiated online). A maximum of 3 of the 6 allowable transfers/withdrawals may be made by check or draft payable to a third party. Payments, withdrawals or transfers to pay First Citizens Bank loan or credit card payments are allowed and not restricted.

Repeated violations of the federally set limit may result in either closure of the account or conversion of the account to a checking account and the bank reserves the right to prevent transfers which exceed the limits stated above. Fees may apply per item in excess of the federally allowed limit.