Market Rate Investor

With our Market Rate Investor money market account, you can earn higher rates of interest while still having access to your funds. With an opening deposit of $1,000, this account features:

  • Daily compounding interest with a tiered interest rate structure
  • The flexibility of writing up to six checks per month1
  • Easy access to your cash through unlimited over-the-counter withdrawals
  • Free Online Banking
  • No monthly maintenance fee if you maintain a $1,000 minimum daily balance

For more information or to open your account, stop by your local Branch Office or call 1-888-612-4444.













1 Federal regulations limit the total of third party transfers (such as checks, automatic drafts and debit card purchases), pre-authorized transfers and online or telephone transfers to 6 per statement cycle. Withdrawals in person and transfers for purposes of repaying a First Citizens loan are unlimited. Repeated violation of the federally set limit will result in either closure of the account or conversion of the account to a checking account.