Savings

Helping Your Plans for Tomorrow Take Shape Today

At First Citizens, we offer a variety of smart savings options featuring competitive interest rates and easy access to your money when you need it.

Whether you're saving for a new home, college, retirement or other goals, you'll have the peace of mind that comes from managing your money with one of these secure, flexible accounts.

Savings Accounts

• Market Rate Savings: A great way to get your savings plan started — with as little as $50.
• Market Rate Savings — Minor: Helps savers 17 years and under develop good financial habits while they watch their balance grow.
• Premium Plus Savings: A higher-yield account designed especially for customers with balances of $10,000 or greater.

Money Market Accounts

• Market Rate Investor: Earn competitive rates while still enjoying access to your funds.
• Premium Market Rate Investor: Maximize your earning potential with tiered rates — the higher your balance, the more you could earn

Certificates of Deposit

Certificates of Deposit offer guaranteed rates, plus a variety of terms to fit your investment plans.

Individual Retirement Accounts

IRAs are an easy, tax-advantaged way to save for retirement. Which option fits your future?

Education Savings Accounts

Get a head start on education expenses with the Coverdell Education Savings Account.

Health Savings Accounts

An HSA can help cover expenses not covered by a high-deductible health insurance plan.