High Yield Checking

Earn premium interest, enjoy maximum convenience

If you use your Check Card frequently and enjoy the convenience of banking online, High Yield Checking may be right for you. You’ll enjoy these features:

  • No minimum balance requirement
  • Interest compounded daily (based on the average daily balance)1
  • Free Visa Check Card with Visa Extras reward points
  • Free Online Banking and Bill Pay
  • No monthly maintenance fee
  • Overdraft protection available (subject to approval)
  • Just $100 minimum deposit required to open the account

To earn interest during a monthly statement cycle, maintain:

  • A minimum of twelve posted debit card purchases
  • One or more direct deposit/ACH credit(s)
  • Active enrollment in online banking and e-statements

The criteria are waived for the first statement cycle. After the first statement cycle, all criteria must be met each statement cycle in order for interest to be paid.

1 The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.