Free Checking and Student Checking

All the extras, none of the hassles

Free Checking and Student Checking make it easy to manage your money with features like...

• No minimum balance requirement
• No monthly maintenance fee or per-debit fee
• No direct deposit required
• Unlimited check writing and First Citizens ATM withdrawals
• Free Visa^® Check Card¹ with Visa Extras reward points
• Free Online Banking and Bill Pay service²
• $100 minimum deposit to open Free Checking, $50 minimum deposit to open Student Checking (student must present valid student ID)

And with Student Checking, parents can make deposits into their student's account at any First Citizens office.