Market Rate Savings

Market Rate Savings from First Citizens is a practical, no-nonsense account with a low initial deposit requirement — just $50. So it's perfect for businesses of any size. Advantages include:

  • Daily compounding interest with a tiered interest rate structure
  • Convenient online and ATM1 access
  • Free Business Online Banking
  • No monthly maintenance fee when you maintain a $200 minimum daily balance
  • Two withdrawals per month with no withdrawal fee. No fee on unlimited withdrawals per month if you maintain a $1,000 minimum daily balance.2

To start your business on the road to saving, contact us at 1-888-612-4444 or stop by your local Branch Office.






1 In order to have ATM access to your savings account, you must also have a checking account with us.

2 Federal regulations limit the total of third party transfers (such as checks, automatic drafts and debit card purchases), pre-authorized transfers and online or telephone transfers to 6 per statement cycle. Withdrawals in person or from an automated teller machine (ATM) and transfers for purposes of repaying a First Citizens loan are unlimited. Repeated violation of the federally set limit may result in closure of the account.

A fee applies to each item deposited in excess of 50 during a monthly cycle.