Pay Card Program

Reduce Your Payroll Expenses and Give Employees A Safer, More Convenient Way to Receive Their Pay

What are the Key Benefits of a Pay Card?

  • All accounts are individually owned and funds are federally insured and held in an FDIC-member bank.
  • No one can be turned down.
  • Your employees never pay check-cashing fees.
  • Your employees have access to their money 24 hours a day, 7 days a week, 365 days a year, worldwide.

Our Pay Card Program enables you to:

Save money

  • Significantly reduce or eliminate payroll check costs
  • Eliminate the cost and hassle of lost, stolen or forged checks
  • Increase productivity
  • Prevent the need for employees to leave work to cash checks
  • Eliminate the need for payroll check reconciliation — with only one reconciliation per direct deposit payroll

Expand direct deposit initiative

  • Enable ALL employees, including those who previously could not get or did not have a checking account, to participate in direct deposit of payroll

Gain a competitive advantage

  • Improve employee morale and reduce turnover through the ease and safety of direct deposit and the pride of having a bank account
  • Easily implement a seamless, turnkey program through HR and Payroll

To start increasing your efficiency, accuracy and productivity contact the First Citizens Cash Management Division at 1-866-733-2501 Monday through Friday, 8:30 a.m. to 5:00 p.m.